The Government of India has launched several schemes to support farmers, improve agricultural productivity, and ensure financial security. These initiatives provide subsidies, insurance, and direct financial assistance to empower farmers and strengthen the agricultural sector.
Key Central Government Schemes for Farmers
1. Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)
- Provides ₹6,000 per year to eligible farmers in three installments.
- Direct Benefit Transfer (DBT) ensures transparency.
- Over 11 crore farmers have benefited from the scheme.
2. Pradhan Mantri Fasal Bima Yojana (PMFBY)
- Offers crop insurance against natural disasters, pests, and diseases.
- Farmers pay only 2% premium for Kharif crops and 1.5% for Rabi crops.
- Over ₹1.5 lakh crore has been paid as claims since 2016.
3. Pradhan Mantri Krishi Sinchayee Yojana (PMKSY)
- Focuses on water conservation and irrigation.
- Implements "Har Khet Ko Pani" (Water for Every Farm) initiative.
- Encourages drip irrigation and efficient water management.
4. Kisan Credit Card (KCC) Scheme
- Provides low-interest loans up to ₹3 lakh for farmers.
- Offers 3% interest subvention for timely repayment.
- Helps farmers purchase seeds, fertilizers, and equipment.
5. National Agriculture Market (e-NAM)
- A digital platform connecting farmers with buyers for better prices.
- Eliminates middlemen and ensures fair trade.
- Over 1,000 mandis are linked to e-NAM.
6. Pradhan Mantri Kisan Mandhan Yojana (PM-KMY)
- Provides ₹3,000 monthly pension to farmers above 60 years.
- Farmers contribute ₹55–₹200 per month, matched by the government.
- Over 23 lakh farmers have enrolled.
7. Soil Health Card Scheme
- Helps farmers analyze soil quality and nutrient levels.
- Encourages sustainable farming and reduces excessive fertilizer use.
- Over 2.5 crore soil health cards have been issued.
8. Agriculture Infrastructure Fund (AIF) Scheme
- Provides financial support for building warehouses, cold storage, and processing units.
- Helps farmers reduce post-harvest losses and improve storage facilities.
9. Paramparagat Krishi Vikas Yojana (PKVY)
- Promotes organic farming and sustainable agriculture.
- Provides ₹50,000 per hectare for organic certification and training.
10. Rashtriya Krishi Vikas Yojana (RKVY)
- Supports state-level agricultural development projects.
- Encourages innovation, research, and modern farming techniques.
Conclusion
These central government schemes aim to improve farmers' livelihoods, enhance productivity, and ensure financial stability. By utilizing these initiatives, farmers can access better resources, secure their income, and contribute to India's agricultural growth.
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